Business Automobile Insurance is coverage for vehicles owned by businesses. Coverage for Commercial Vehicles typically include liability and physical damage for the vehicle or vehicles used by the business. Commercial Automobile Insurance includes coverage for work vans, dump trucks, tow trucks, box trucks, utility vehicles, company cars, and large commercial vehicles.
Liability Insurance
Liability Insurance is coverage for the other parties expenses in the case that an accident were to happen. Liability Insurance is required by law in most states. It is important for businesses to have liability insurance to transfer the majority of the risk of having to pay the full amount of the accident.
Physical Damage
Physical Damage Insurance is coverage for a vehicle that is owned by a business. In the case that an accident or damage to the vehicle were to happen Physical Damage Insurance would cover all or a portion of the cost to repair or replace the damaged vehicle. Physical Damage Insurance is required if a business has a loan on a vehicle.
Additional Coverage
Equipment that is attached to the vehicle can may also be covered by Physical Damage Insurance. Commercial Automobile Coverage may also include coverage for the business owner or employees that are operating the vehicles that will be used for the business.
In order to begin assessing the needs of your business we will gather information about your business from you. We will then begin using our expertise of providing coverage for business automobile to create a policy that fits your needs for coverage. We will then use our knowledge ,and access to multiple insurance markets, to fit you with the best insurance company that will give you a fair rate for your insurance needs. Once fitted with the type of coverage you want we will provide first class service being there for you every step of the way as you grow your business. Whether you need Certificates of Insurance, have a business claim, or need to expand your coverage to help you with your growing business.Give us a call at (800) 433-2314 to get a quote.
McComas Insurance
Here at McComas Insurance we use our experience to find you the best suited policy for the most competitive rates. We assess all the risks involved with your business and provide the best coverage for you. McComas Insurance is an independent agency that is not restricted to a single market. We have access to multiple markets that can best suite your needs for insurance. Give us a call at (800) 433-2314 to get a quote.