Equipment Insurance

     Equipment insurance also known as inland marine insurance is a policy that provides coverage for tools or equipment owned by your business. Equipment insurance is necessary in any and every industry. Missing or damaged equipment can be very costly and at times can disrupt business or even halt the production of a business. This is the reason the majority of businesses cover their tools or equipment with equipment insurance.

What is covered?

Equipment insurance may cover anything from computer, networking equipment, medical equipment to construction and contracting equipment. Commercial Property Insurance may cover any tools or equipment that are on the premises but if the equipment is not on the covered premises the commercial property insurance policy may not cover the equipment. Hence the importance of having equipment insurance.

What is not covered?

Equipment Insurance or Inland Marine Insurance Policy will not cover any damage to your building, damage to your vehicles, injury to yourself, employee injury, sensitive information regarding your business, claims that occurred prior to the start of your insurance policy, professional services, or any damage with intent without negligence is proven. Although equipment insurance will not cover these risks there are other insurance policies that can be put in place to cover some of the risks that are not covered by Equipment Insurance.  

Other policies that we offer:

• Commercial Property Insurance will cover damage to your commercial building.
• Workers Compensation Insurance will cover injury to you or your employees.
• Professional Liability Insurance will cover professional services that you offer.

In order to begin assessing your needs we will gather information from you. Using our expertise in providing equipment insurance we will mold a policy designed specifically to what fits your needs.  We will then use our knowledge and access to multiple insurance markets to insure you with the best insurance that will give you a fair rate. Once fitted with the type of coverage you need we will provide first class service being there for you every step of the way as you grow your business. Whether you need Certificates of Insurance, have a business claim, or need to expand your coverage to help you with your growing business. 

To Get Started Call Us at (800)433- 2314 or Email us asking for a quote below