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     McComas Insurance specializes in providing top coverage to contractors. At McComas insurance  we understand that acquiring commercial insurance can be a difficult process. So we work with you step by step through the process to make acquiring insurance as simple as possible. Whether you are a single contractor looking for coverage to meet contractual obligations or a large scale organization wanting to minimize risk. Below are some policies that you may need. If you have any questions please contact us here. 

General liability Insurance
General Liability Insurance is the most important coverage for a business to have. Covering third party bodily injury, property damage, liability from products that are sold, and copyright and slander. General liability will cover common lawsuit from day to day business. For more information of this policy click the link above. 

Workers compensation Insurance
Most states require businesses to carry workers compensation insurance if they have any employees. This policy helps cover the unavoidable risk of an accident occurring within your business. Protecting you from the expenses from medical costs and lawsuits due to injury. For more information of this policy click the link above. 

Equipment Insurance 

Equipment insurance may cover anything from construction to contracting equipment. Commercial Property Insurance may cover any tools or equipment that are on the premises but if the equipment is not on the covered premises the commercial property insurance policy may not cover the equipment. Hence the importance of having equipment insurance. 

Additional policies you may need 

Builder Risk Insurance 

Buildings are at risk to a variety of damage while under construction. Builders risk insurance protects against damage to any building that is in the process of construction. Builders risk liability protects the materials, equipment, and fixtures that are used in the construction of the building against damage. For more information on this policy click the link above.

Commercial Property Insurance
Commercial Property Insurance covers the building and structures in the complex. Such as swimming pools, fences, garages, office space, or storage buildings. This policy also covers the contents within your building e.g office supplies and furniture. For more information on this policy click the link above.  

Commercial Automobile Insurance
Commercial Automobile Insurance may cover costs for damages to a commercial vehicle. Covering a wide variety of vehicles used for your business. This can include commercial truck, company cars, and vans. For more information on this policy  click the link above.

Professional Liability Insurance
Professional liability insurance should be considered for your business if it works directly with customers. This policy will cover lawsuits pertaining to mistakes or errors made by you or employees at your establishment. Including failure to complete a service or negligence. For more information on this policy click the link above. 

Other policies we offer

• Business Interruption Insurance 
• Flood and Hurricane Insurance 

In order to begin assessing the needs of your business we will gather information from you.  Using our expertise in providing coverage for Contractors we will create a policy designed specifically to what fits your needs. We will then use our knowledge and access to multiple insurance markets to insure you with the best insurance that will give you a fair rate. Once fitted with the type of coverage you need we will provide first class service being there for you every step of the way as you grow your business. Whether you need Certificates of Insurance, have a business claim, or need to expand your coverage to help you with your growing business.  

To Get Started Call Us at (800)433- 2314 or Email us asking for a quote below